WHAT IS ESI CARD?

What is an ESI Card?

An ESI card serves as a crucial document for individuals registered under the Employees’ State Insurance Corporation (ESIC). Established under the ESI Act of 1948, ESIC plays a vital role in offering social security benefits to employees and workers in the organized sector. This article will delve into the various aspects of the ESI card, including how to obtain it, its benefits, and its usage.

Table of Contents

• How to Obtain an ESI Card?
• Benefits of ESI Card
• ESI Card Usage and Validity
• FAQs

How to Obtain an ESI Card?

To be eligible for an ESI card, individuals must be registered under the Employees’ State Insurance Corporation. Registration becomes imperative when the following criteria are met:

• The employer has more than 10 employees.
• The average monthly salary of the employees does not exceed ₹21,000.
• All employees must be grouped under one head.

Once employers meet these conditions, they can register online through the official ESIC website. During this process, employees will need to provide necessary details such as name, address, and bank account information. After approval, employers will receive the ESI card, serving as an identity card for employees.

Benefits of ESI Card

Possessing an ESI card grants holders a wide range of benefits, including:

• Cash benefits for maternity and sickness.
• Benefits for specific diseases.
• Coverage for dependents, including medical and allied services.
• Employment injury benefits and funeral expenses.

ESI Card Usage and Validity

The ESI card remains valid for two years from its issue date. Holders can use the card to access various medical facilities offered under the ESI scheme. To continue availing these benefits, it is essential to renew the card every two years.

"The ESI card is more than just a card; it’s a pathway to social security in the organized sector."

FAQs

What is an ESI card, and who is eligible for it?

The ESI card is an identity card issued by the ESIC to eligible members, providing them with essential social security benefits. Individuals must be registered under the ESIC to obtain this card and must meet the employer criteria of having more than 10 employees with an average monthly salary not exceeding ₹21,000.

How can I search for my ESI card by its number?

Individuals can locate their ESI cards through an online search facility provided by the ESI Corporation. By entering the card number on the official ESIC site, users can easily retrieve their information.

Is the ESI card valid across all medical facilities?

Yes, the ESI card is valid for two years and can be used for medical services available under the ESI scheme. Cardholders are entitled to multiple social security benefits, including cash benefits for maternity and sickness, as well as coverage for medical services and employment-related injuries.

Conclusion

The ESI card is an invaluable asset for employees and workers within the organized sector, providing crucial social security benefits that ensure their well-being and that of their families. Understanding how to obtain and utilize the ESI card can greatly enhance your access to these benefits, making it a vital part of employment in India.

For further learning about HR terms and practices, explore the full BizCRM App Glossary.